Course Personal Finance:How To Stay On The Line

Having accompanied our lessons in diagnosing your financial situation and cutting costs to achieve the goals you set, you will certainly be well on your way to achieving better financial standards. Much of the way is already covered. However, arriving at the destination is imperative to be careful not to fall back on the same problem . Thus, we leave a set of ideas essential for strict control of your financial life.

Live with what is yours

Live with what is yours

To be sure, we must spend less than we earn. As it may seem, this maxim has been forgotten over the last 25 years in the developed world (whatever that may mean). The temptation to consume and the (legitimate) claim to want to improve the quality of life of his family has led many to anticipate consumption in the form of indebtedness.

Unfortunately, indebtedness is accompanied by high interest rates that end up representing excessive weights in family budgets. So the suggestion is to build your budget and live below what is possible. It will be half way to the constitution of a saving and the creation of healthy financial habits.

Stay Within The Budget

Having spoken in some detail about the construction of the budget, it remains to warn of the need to continue with great rigor in the management of your personal finances, which implies in the regular control of the destiny that gives to your money.

The budget can be something “boring” and you may find it useful for little. However, we have all too often found that a large part of families’ financial problems ends up in the weak (or no) control over their money

The budget brings you the freedom you’ve always wanted. It allows you to live according to what you consider (rationally) as valid. It enables you to resist the temptations of consumption.

Constitution of Savings


To have a value amealhado for some eventuality is essential for the psychic and financial security of your family. Start earning some money early. To save you do not need to add large sums of money. It all starts with a few cents. Putting some money aside, for example using a piggy bank or a savings account for scheduled deliveries, can prevent you from getting into debt.

And have you noticed that in these times of greatest distress is when you have to resort to more expensive credits? If you had a savings, did you see the annoyances you would have saved?

If you want advice on the best destination to give your savings, please contact us and we will be happy to recommend an investment portfolio appropriate to your profile.

Invest Your Savings

Invest Your Savings

Money saved or reaped is in itself of great value. It is money that can be used in the future for some unforeseen or for the satisfaction of some necessity. However, why not use that money to generate income yourself?

The investment of savings is a topic that is covered in great detail in our mini-course on investments. A set of lessons (also free of charge) designed to help you build a successful savings and investment strategy over time.

For now, if you need an opinion on your wallet or if you need to find ways to monetize your money, please contact us and we’ll be happy to help.

Maintain Cost Cutting Posture

Stay Within The Budget

A popular maxim tells us that “broken house bolts on the door”. The same is to say that we act more cautiously. When we talk about financial crises, the same thing happens. We solve a problem using drastic measures but there is always the temptation to relax when the problem is solved.

Be different. Having gone through some affliction learn from the mistakes. Do not go back into the situations that created the debt. Try to maintain a cost cutting posture, living slightly below your means. And soon you will start to finance your bank and receive interest …

I hope these contents have been helpful. We suggest that you participate free of charge in the other mini-courses that you have available and that you check the ebooks we have made for you (leave your e-mail on the homepage and you will automatically receive our e-books and the Guide to Credit and Investment Guide).

If you enjoyed our lessons, follow us on FACEBOOK, refer to our content and the lessons you have learned. Help us bring financial success to more people. We want to create a community of people for all, together, to achieve our financial independence.